N D Independent Financial Services is a firm of financial advisers based in Strabane County Tyrone. We provide advice to both individuals and companies on all aspects of financial planning, through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising objectives.
We pride ourselves on the professional service we deliver to our clients and understand the importance of customer care and attention to detail. To maintain this high level of service we believe it is essential to provide an up to date, efficient and accurate service.
As independent advisers, our clients benefit from our being able to offer advice on the broadest range of products and services. Whether it be for investment advice, retirement planning, mortgages, life assurance, critical illness cover, income protection, inheritance tax planning or simply reducing costs, we have many years of experience in finding the most suitable solution for our clients' needs.
Services we offer
Pensions
When it comes to providing for our retirement too many people are doing too little too late. Putting away even a small sum early on can make a big difference to the lifestyle you will enjoy when you retire. The golden rule for most people, is to not rely on the State alone. Modern pensions benefit from tax breaks and nowadays, you can even contribute to your pension if you don't work.
Investments
There are a bewildering range of savings and investment vehicles available to the investor. The right investment portfolio should reflect your tax position and align with your attitude to risk. It should further meet your requirement to generate income, growth or a combination of both.
Mortgages
For most people, your home will be the largest single investment you will ever make, so making the wrong decision can become a very expensive mistake. Taking the wrong mortgage can end up costing thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.
Corporate
It goes without saying that companies require specialist financial planning advice. Too many companies leave this aspect of their business to chance risking their business in the process. Expertise is needed to plan around corporate tax requirements and any implications that arise. Companies have many specialist needs including business protection, partnership & key person protection and employee benefit schemes.
Insurance
The group of products known as general insurance, includes home, car, travel and accident sickness unemployment contracts. These are the essential 'everyday' insurance products that provide us with peace of mind in the event of the unexpected.
Life Assurance
There are many forms of life assurance, some of which are mentioned in the adjoining pages to this section. Choosing the right one for you can depend upon a number of factors including tax, cost and the protection required.
N D Independent Financial Services offers a range of services backed by knowledge, expertise and experience. Whether you are concerned about your eventual retirement or simply feel you are paying too much tax, we can help you find ways of making the most of your money for both the present and the future.
A small change in the way you manage your finances today can make a very considerable difference to your finances in the future. |
