Last Chance To Top Up National Insurance Record To Boost State Pension

People have contributed a total of 68,673 years to their State Pension through an online service since April last year, according to HMRC.

The service allows individuals to check their National Insurance record and top up any gaps to increase their State Pension entitlement.

Analysis has shown that more than 37,000 online payments have been made, with an average payment of £1,835.

However, time is running out, as individuals only have until 5th April to check and fill any gaps in their National Insurance record from 6th April 2006 onwards.

From 6th April 2025, individuals will only be able to make voluntary National Insurance contributions for the previous six tax years. "There are just 2 months left to check and fill any gaps in your National Insurance record from 2006 onwards to boost your State Pension entitlement," said Angela MacDonald, HMRC's Second Permanent Secretary and Deputy Chief Executive. "Don't delay - it is quick and easy to check your National Insurance record on GOV.UK and it could help your finances in retirement."

The Check your State Pension forecast service on GOV.UK allows individuals to check their State Pension entitlement, identify any gaps in their National Insurance record, and make payments to top up their contributions.

Since the launch of the enhanced digital service in April last year, more than 4.3 million people have used it to check their State Pension forecast.

HMRC has urged individuals to be aware of the risk of scams and to never share their HMRC login details with anyone.

Further information on HMRC scams is available on GOV.UK.