Bank of Ireland is urging consumers across Northern Ireland to remain vigilant as romance fraud continues to increase, with the number of reported cases doubling in 2025.

Experts believe the actual figure is significantly higher, as many victims do not report the crime due to feelings of embarrassment.

These scams typically originate on social media, dating apps, or websites. Fraudsters build deep emotional connections and often invent elaborate reasons—such as working in the military or overseas—to explain why they cannot meet in person or join video calls.

Allison Ewing, Fraud Manager for Education & Awareness at Bank of Ireland UK, said: "Romance fraudsters are deeply manipulative. They often create tragic backstories – a dying relative, illness, or financial crisis – to win sympathy. The key message is simple – never send money to someone you've only chatted to online." She continued: "If an online relationship is moving too fast and suddenly involves money, it's likely to be fraud. Much of this type of fraud starts through social media platforms, and these companies need to play their part in shutting it down quickly. It's also really important that if you think you may have been targeted by a romance scam, speak to your bank. We're here to help you safely and confidentially."

The bank has issued a "Stop, Think, Check" guide to help consumers protect themselves:

• Stop: Be cautious with new online connections. Verify identities and never send money to someone you have not met in person. Be particularly wary of messages claiming to be from celebrities asking for money.

• Think: Watch for red flags, such as the avoidance of video calls, quick declarations of love, or inconsistencies in their stories.

• Check: Use reverse image searches to see if a profile picture is stolen from elsewhere. Discuss any concerns with a trusted friend or family member.

Victims are advised to cease all communication with the individual immediately and report the incident to their bank and the PSNI. Bank of Ireland customers can access 24/7 support by calling the Freephone line on 0800 121 7790 or by dialling 159 to be connected safely to their bank's fraud team.